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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best company I’ve ever dealt with.

Best company I’ve ever dealt with. Good use of technology and ease of use. Reviewed on: 16th April 2025

Good to start make up your credit score

Good to start make up your credit score Reviewed on: 16th April 2025

I found Zopa: Helpful, Friendly, Reasonable and reli...

I found Zopa: Helpful, Friendly, Reasonable and reliable Reviewed on: 16th April 2025

It is good experience.

It is good experience. Am enjoying it Reviewed on: 16th April 2025

save your money

It has a system that offers advantages to save your money and provides information about savings I love Zopa. So far there have been no drawbacks Reviewed on: 16th April 2025

Very Easy Loan Process.

I have had two loans with Zopa. The personal rate was fantastic. The process of applying was so easy and I received the loans in seconds to my Bank Account. One could not ask for a better service and facilities. Reviewed on: 16th April 2025

Very easy to apply for and easy to get...

Very easy to apply for and easy to get in touch with Reviewed on: 16th April 2025

Brilliant service quick and easy

Brilliant service quick and easy Reviewed on: 16th April 2025

Always there for any problem and never passed from p...

Always there for any problem and never passed from pillar to post Reviewed on: 16th April 2025

Zopa card

Good information on products supplied in a timely basis. Reviewed on: 16th April 2025

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