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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

You're helpful

I'm having financial difficulties my bank wouldn't help even tho I'm in full time employment and been depositing my wages for over a decade you guys helped me and I'm a bit more confident of my financial future Reviewed on: 11th April 2025

Brilliant all round, fabulous app & customer service

Brilliant all round, fabulous app & customer service Reviewed on: 11th April 2025

Thank you

Helped me out with a credit card when some wouldn't have the time of day for me Reviewed on: 11th April 2025

Great card, good customer service would recommend to...

Great card, good customer service would recommend to anyone Reviewed on: 11th April 2025

Just easy to.

Just easy to.deal with and not a lot of hassle Reviewed on: 11th April 2025

Excellent

Zoopa staff very helpful well spoken on fone really helped myself took bit stress of me well done all zoopa staff Reviewed on: 11th April 2025

I learnt from my friend that zopa is excellent card.

I learnt from my friend that zopa is excellent card. Reviewed on: 11th April 2025

Zopa credit card

I have found the Zopa credit card and app so user friendly and it allows me to keep up to date on my spending Reviewed on: 11th April 2025

A Brilliant Company, Always up front with any charge...

A Brilliant Company, Always up front with any charges that may occur, low monthly payments, a Brilliant Card to have in your wallet Reviewed on: 11th April 2025

Helping me build up my credit score and giving me ti...

Helping me build up my credit score and giving me tips on saving Reviewed on: 11th April 2025

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