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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

easy to use and managable

i have found the card easy to use only. downfall is my apr is going up but otherwise very easy to use and security is spot on. i have a large amount on mine which allows me to pay for holidays etc. Reviewed on: 8th April 2025

Nice experience, from what I have seen about ZOPA

Nice experience, from what I have seen about ZOPA Reviewed on: 8th April 2025

I have had a Zopa account for a while now and I have...

I have had a Zopa account for a while now and I have been using it since with no issues and I have no hesitation to recommend it to anyone who is looking for a new account Ian B Reviewed on: 8th April 2025

I haven't had it long but never had any issues has y...

I haven't had it long but never had any issues has yet would definitely recommend it Reviewed on: 8th April 2025

Just received my card with no issues.

Just received my card with no issues...very happy Reviewed on: 8th April 2025

Easy to use

Easy app to use along side the card Reviewed on: 8th April 2025

Straight forward app and easy to use

Straight forward app and easy to use Reviewed on: 8th April 2025

Trying for a credit card to build my credit file and...

Trying for a credit card to build my credit file and this company looked really good Reviewed on: 8th April 2025

Easy to use credit card !

Easy to use credit card ! having my loan and credit card in place make so much sense Reviewed on: 8th April 2025

My experience

Quick and efficient and prompt exactly what you are looking for . Reviewed on: 8th April 2025

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Want to see more from Zopa?

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