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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great always positive always polite

Great always positive always polite Reviewed on: 31st March 2025

Amazing company,easy access and friendly

Amazing company,easy access and friendly Reviewed on: 31st March 2025

Finally a company that our friendly helpful ad just...

Finally a company that our friendly helpful ad just amazing Reviewed on: 31st March 2025

Great credit card, good interest rates

Great credit card, good interest rates Reviewed on: 31st March 2025

Easy to use Interactive banking experience.

Easy to use Interactive banking experience. Reviewed on: 31st March 2025

I love Zopa, it’s changed my whole look on credit, i...

I love Zopa, it’s changed my whole look on credit, it’s so easy to keep on top of spending and the updates on how I’m managing my card which means I can have peace of mind, I tell everyone who says they can’t get a card with good rates and then build up there score Reviewed on: 31st March 2025

Amazing card service

Easy to use , easy to apply .great limit 500 to 1500 Reviewed on: 31st March 2025

Excellent

Never had a problem using it anywhere Reviewed on: 31st March 2025

Very good experience , never had a problem with them

Very good experience , never had a problem with them Reviewed on: 31st March 2025

Very happy with their services.

Very considerate customer service and easy to use app which makes understanding my credit card very easy. Also lots of features to help control lending. Reviewed on: 31st March 2025

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