Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

Sola is very genuine and excellent performance.

5
Sola is very genuine and excellent performance. Reviewed on: 31st March 2025
Janaarthan K's avatar
Janaarthan K

Impressive credit card using first time someone reco...

5
Impressive credit card using first time someone recommended this to me Reviewed on: 31st March 2025
Muhammad A's avatar
Muhammad A

Always no problems on the online banking and credit...

5
Always no problems on the online banking and credit card Reviewed on: 31st March 2025
Terry P's avatar
Terry P

Only had card a month but enjoying customer service

5
Only had card a month but enjoying customer service Reviewed on: 31st March 2025
Daisy w's avatar
Daisy w

Got a loan no problem at a very good interest rate.

5
Got a loan no problem at a very good interest rate. I am very pleased with the service and that I can amend the date if I need to pay it later on in the month. Reviewed on: 31st March 2025
Karen T's avatar
Karen T

Excellent credit card company.

5
Excellent credit card company. Can pay off balance when I require and easy to do. Reviewed on: 31st March 2025
Sarah D's avatar
Sarah D

The app is incredibly easy to use and linking bank a...

5
The app is incredibly easy to use and linking bank accounts was very straightforward. Reviewed on: 31st March 2025
Susan L's avatar
Susan L

Very good credit cart, and excellent team with great...

5
Very good credit cart, and excellent team with great custo service. 5 stars. Reviewed on: 31st March 2025
Sandra c's avatar
Sandra c

Very good and I really recommend this Zopa card is b...

5
Very good and I really recommend this Zopa card is best Reviewed on: 31st March 2025
Masood i's avatar
Masood i

The credit card never let's me down with either onli...

5
The credit card never let's me down with either online, contactless transactions or ATM withdrawals. Reviewed on: 31st March 2025
Stuart Kitson's avatar
Stuart Kitson

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill