Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Sola is very genuine and excellent performance.

Sola is very genuine and excellent performance. Reviewed on: 31st March 2025

Impressive credit card using first time someone reco...

Impressive credit card using first time someone recommended this to me Reviewed on: 31st March 2025

Always no problems on the online banking and credit...

Always no problems on the online banking and credit card Reviewed on: 31st March 2025

Only had card a month but enjoying customer service

Only had card a month but enjoying customer service Reviewed on: 31st March 2025

Got a loan no problem at a very good interest rate.

Got a loan no problem at a very good interest rate. I am very pleased with the service and that I can amend the date if I need to pay it later on in the month. Reviewed on: 31st March 2025

Excellent credit card company.

Excellent credit card company. Can pay off balance when I require and easy to do. Reviewed on: 31st March 2025

The app is incredibly easy to use and linking bank a...

The app is incredibly easy to use and linking bank accounts was very straightforward. Reviewed on: 31st March 2025

Very good credit cart, and excellent team with great...

Very good credit cart, and excellent team with great custo service. 5 stars. Reviewed on: 31st March 2025

Very good and I really recommend this Zopa card is b...

Very good and I really recommend this Zopa card is best Reviewed on: 31st March 2025

The credit card never let's me down with either onli...

The credit card never let's me down with either online, contactless transactions or ATM withdrawals. Reviewed on: 31st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 3.81 from 20 reviews
Credit builder credit card
from Vanquis 4.79 from 19912 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Current account
from Zopa 4.93 from 6588 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub