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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

From day one I've always been treated like a human,...

From day one I've always been treated like a human, not just a number. I would recommend zopa to all my friends Reviewed on: 31st March 2025

Very positive!

Very positive .Excellent customer service and the app is really easy to use.Helpful and professional organisatio. Reviewed on: 31st March 2025

An outstanding company

Very easy to use and easy to make payments and keep track of spending Reviewed on: 31st March 2025

Magnificent

My experience with Zopa has been excellently amazing Reviewed on: 31st March 2025

Excellent service

Excellent service provided the app is very easy to use overall very happy with the service provided would highly recommend Reviewed on: 31st March 2025

Using the zooa credit card

Can't fault zopa at all easy to use and when I pay it comes straight off my bill Reviewed on: 31st March 2025

Good all round card to use

Easy to use, the app is excellent. Good reminders when your bill is due, so you never go over, help should build your credit score in a good way. Reviewed on: 31st March 2025

Review .

.good, although should use Experian credit for credit limits Reviewed on: 31st March 2025

Zopa has a very simple and easy to use app online wh...

Zopa has a very simple and easy to use app online which makes paying for your credit card super simple. Reviewed on: 31st March 2025

Smooth efficient fair and good value

Smooth efficient fair and good value Reviewed on: 31st March 2025

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