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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

God card to have.

It's been good. There is not a lot more I can say. Other than it's good. Reviewed on: 31st March 2025

Thank you Zopa

I have had a Zopa credit card for a few years and have always found it easy to manage. I got the card to help build my credit score and since having it I have noticed a massive improvement. I was given a manageable credit limit which was increased after a while. Reviewed on: 31st March 2025

Very helpful staff great and easy to understand

Very helpful staff and great people to understand Reviewed on: 31st March 2025

Zopa have been superb

Zopa have been superb, great service from application to managing my credit card & loan. Reviewed on: 31st March 2025

ZOPA card

Only been with them for a month or so , but so far so good , quick and easy to use very good app, very simple to understand, I like the idea you can pay your bill but the app , Reviewed on: 31st March 2025

Easy company to use.

Easy company to use. App easy to use statements are easy to read Reviewed on: 31st March 2025

Good credit card service and great customer service...

Good credit card service and great customer service easy to use online app Reviewed on: 31st March 2025

Wonderful service in all ramifications

It has been very wholesome and wonderful. The customer service, communication and privileges are wonderful. Reviewed on: 31st March 2025

Very helpful customer service staff.

Always on point to access, app very user friendly, Can use app to resolve simple issues. Reviewed on: 31st March 2025

Efficient App.

Enjoy using this credit card and app it's easy to use which helps when you're in a hurry. Ive Also recently opened a bank account with them and this was free of charge. All good moving forward. Reviewed on: 31st March 2025

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