Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

From day one I've always been treated like a human,...

From day one I've always been treated like a human, not just a number. I would recommend zopa to all my friends Reviewed on: 31st March 2025

Very positive!

Very positive .Excellent customer service and the app is really easy to use.Helpful and professional organisatio. Reviewed on: 31st March 2025

An outstanding company

Very easy to use and easy to make payments and keep track of spending Reviewed on: 31st March 2025

Magnificent

My experience with Zopa has been excellently amazing Reviewed on: 31st March 2025

Excellent service

Excellent service provided the app is very easy to use overall very happy with the service provided would highly recommend Reviewed on: 31st March 2025

Using the zooa credit card

Can't fault zopa at all easy to use and when I pay it comes straight off my bill Reviewed on: 31st March 2025

Good all round card to use

Easy to use, the app is excellent. Good reminders when your bill is due, so you never go over, help should build your credit score in a good way. Reviewed on: 31st March 2025

Review .

.good, although should use Experian credit for credit limits Reviewed on: 31st March 2025

Zopa has a very simple and easy to use app online wh...

Zopa has a very simple and easy to use app online which makes paying for your credit card super simple. Reviewed on: 31st March 2025

Smooth efficient fair and good value

Smooth efficient fair and good value Reviewed on: 31st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from PayPal 4.90 from 68 reviews
Nectar Credit Card
from Sainsburys Bank 2.84 from 97 reviews
Balance Transfer Credit Card
from Halifax 4.56 from 63 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Current account
from Zopa 4.93 from 6588 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub