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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Brilliant start to finish easy to use app can pay ea...

Brilliant start to finish easy to use app can pay easily Reviewed on: 2nd March 2025

Great card been with them for a few years

Great card been with them for a few years Reviewed on: 2nd March 2025

Excellent service.

Excellent service. I would definitely recommend. Reviewed on: 2nd March 2025

Am very much impressed by Zopa card

Am very much impressed by Zopa card Reviewed on: 2nd March 2025

I find Zopa credit card very useful for my shopping...

I find Zopa credit card very useful for my shopping and other things the Zopa credit card is very easy to use it also has the contactless feature. Which makes purchasing fast and simple I would recommend it to friends and family. Reviewed on: 2nd March 2025

Very easy to use and very quick and good at keeping...

Very easy to use and very quick and good at keeping track of spending Reviewed on: 2nd March 2025

it has helped to build score

This Card is so convenient, it has helped to build credit score and it's easy to use, the app is easy to use and I really like having one. Reviewed on: 2nd March 2025

Zopa provide a very clear smooth product where you c...

Zopa provide a very clear smooth product where you can manage your spending habits well and you can also have a separate savings pot after linking your bank account and view it all in one place would highly recommend. Reviewed on: 2nd March 2025

Overall experience I have had has always been 1st cl...

Overall experience I have had has always been 1st class, dealt with any enquires very fast at responding keep up the fab work Reviewed on: 2nd March 2025

Very happy.

Very happy.. Keep up the fantastic work boys and girls. Reviewed on: 2nd March 2025

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