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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Easy to use app and service, lots of extras, such as...

Easy to use app and service, lots of extras, such as keeping you informed of your credit likelihood increase. Very flexible and highly recommend. Reviewed on: 1st March 2025

Highly recommended

Very positive experience - very user friendly! Reviewed on: 1st March 2025

Great credit builder boosted my credit score

Great credit builder boosted my credit score Reviewed on: 1st March 2025

Quality lender.

From the get go, Zopa has been straightforward, clear and helpful and so I am truly happy with the overall experience to date. Reviewed on: 1st March 2025

just interess is hght rest if them is ok.

just interess is hght rest if them is ok. Reviewed on: 1st March 2025

Accepted and managing my credit card very well, over...

Accepted and managing my credit card very well, overall a brilliant credit card provider to have. Reviewed on: 1st March 2025

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Nice and easy terms and conditions, was easy to set...

Nice and easy terms and conditions, was easy to set up account from the start and very fair Apr etc Reviewed on: 1st March 2025

Fantastic company really helpful all your needs cate...

Fantastic company really helpful all your needs catered for and totally professional to deal with Reviewed on: 1st March 2025

Zopa is good credit card and execelent

Zopa is good credit card and execelent Reviewed on: 1st March 2025

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