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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

extremely efficent, straight forward and professiona...

extremely efficent, straight forward and professional Had poor credit but were able to offer facilities Reviewed on: 28th February 2025

Easy to use.

Easy to use.happy with service provided. Accessible app Reviewed on: 28th February 2025

One of the best credit card!

Best credit card asThey offer a wide range of financial help! Easy payments, can be used worldwide and an option of saving money for the future! Reviewed on: 28th February 2025

Always simple to get in touch and sort any queries o...

Always simple to get in touch and sort any queries out, customer service is good and quick.And the app is well laid out and easy to manoeuvre around and find what you need.I find customer support to be very sympathetic and understanding when dealing with them Reviewed on: 28th February 2025

Very good experience I enjoyed using this service al...

Very good experience I enjoyed using this service all the time Reviewed on: 28th February 2025

Great service and easy to use app

Great service and easy to use app Reviewed on: 28th February 2025

The complete banking experience at your fingertips

I find Zopa the complete experience, for banking and not just a credit card. Your credit score, loan elegibility all at hand. Reviewed on: 28th February 2025

A company that knows what you want , easy to use , n...

A company that knows what you want , easy to use , no hidden charges and fantastic customer service. Reviewed on: 28th February 2025

Very easy to use and helpful provider

Very easy to use and helpful provider Reviewed on: 28th February 2025

Zopa experience

I have a smooth experience using the Zopa credit card app. Reviewed on: 28th February 2025

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