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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

A helpful little card

I like Zopa , it’s a helpful little credit card to help out with small payments through out the months . Reviewed on: 28th February 2025

Great company for sort your credit rating

Great company for sort your credit rating Reviewed on: 28th February 2025

I have found Zopa to be a great alternative to mains...

I have found Zopa to be a great alternative to mainstream cards and their app is very easy to follow. Reviewed on: 28th February 2025

Great service keep you informed I like the fact you...

Great service keep you informed I like the fact you can have a spend cushion so you don’t go over Reviewed on: 28th February 2025

amazing service and never any issues

I’ve been a customer for a few years now never had a single issue Reviewed on: 28th February 2025

Good no issues

Good no issues would happily recommend Reviewed on: 28th February 2025

Easy to use app and great customer service

Easy to use app and great customer service Reviewed on: 28th February 2025

good credit card for people with low credit rating 5...

good credit card for people with low credit rating 5 star Reviewed on: 28th February 2025

extremely efficent, straight forward and professiona...

extremely efficent, straight forward and professional Had poor credit but were able to offer facilities Reviewed on: 28th February 2025

Easy to use.

Easy to use.happy with service provided. Accessible app Reviewed on: 28th February 2025

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