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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent card giving me a chance to rebuild my cred...

Excellent card giving me a chance to rebuild my credit rating . Reviewed on: 28th February 2025

Excellent service

Excellent app very easy to navigate and find information quickly Reviewed on: 28th February 2025

I love my Zopa credit from viewing...

I love my Zopa credit card, everything from viewing your account to paying money back on to your card , it’s all so easy and I can’t live without mine Reviewed on: 28th February 2025

Gives you a chance to rebuild your credit

Gives you a chance to rebuild your credit Reviewed on: 28th February 2025

Excellent.

Excellent. Covers all needs and very helpful Reviewed on: 28th February 2025

I cannot recommend Zopa enough.

I cannot recommend Zopa enough. It is a fantastic credit card and fantastic customer support Reviewed on: 28th February 2025

Greatttttttfff

It’s a great credit card it’s come in handy sooooo many times now ur asking me to do a little more so I’m just trying to get there. What else can I say ur greasy Reviewed on: 28th February 2025

The Zopa credit card can be a great choice for those...

The Zopa credit card can be a great choice for those looking for a straightforward, user-friendly card with competitive rates and a good app experience. However, potential users should carefully consider their individual financial needs and compare it with other options in the market. Always read the terms and conditions thoroughly before applying Reviewed on: 28th February 2025

Happy customer

Can’t be faulted app easy to use and always reminded when payments are due Reviewed on: 28th February 2025

Good app

Easy to use app and good communication Reviewed on: 28th February 2025

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