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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Happy customer

Can’t be faulted app easy to use and always reminded when payments are due Reviewed on: 28th February 2025

Good app

Easy to use app and good communication Reviewed on: 28th February 2025

A helpful little card

I like Zopa , it’s a helpful little credit card to help out with small payments through out the months . Reviewed on: 28th February 2025

Great company for sort your credit rating

Great company for sort your credit rating Reviewed on: 28th February 2025

I have found Zopa to be a great alternative to mains...

I have found Zopa to be a great alternative to mainstream cards and their app is very easy to follow. Reviewed on: 28th February 2025

Great service keep you informed I like the fact you...

Great service keep you informed I like the fact you can have a spend cushion so you don’t go over Reviewed on: 28th February 2025

amazing service and never any issues

I’ve been a customer for a few years now never had a single issue Reviewed on: 28th February 2025

Good no issues

Good no issues would happily recommend Reviewed on: 28th February 2025

Easy to use app and great customer service

Easy to use app and great customer service Reviewed on: 28th February 2025

good credit card for people with low credit rating 5...

good credit card for people with low credit rating 5 star Reviewed on: 28th February 2025

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