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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

So easy and simple to get on with

So easy and simple to get on with Reviewed on: 28th February 2025

User-friendly, straightforward, and affordable.

User-friendly, straightforward, and affordable. Reviewed on: 28th February 2025

Excellent card giving me a chance to rebuild my cred...

Excellent card giving me a chance to rebuild my credit rating . Reviewed on: 28th February 2025

Excellent service

Excellent app very easy to navigate and find information quickly Reviewed on: 28th February 2025

I love my Zopa credit from viewing...

I love my Zopa credit card, everything from viewing your account to paying money back on to your card , it’s all so easy and I can’t live without mine Reviewed on: 28th February 2025

Gives you a chance to rebuild your credit

Gives you a chance to rebuild your credit Reviewed on: 28th February 2025

Excellent.

Excellent. Covers all needs and very helpful Reviewed on: 28th February 2025

I cannot recommend Zopa enough.

I cannot recommend Zopa enough. It is a fantastic credit card and fantastic customer support Reviewed on: 28th February 2025

Greatttttttfff

It’s a great credit card it’s come in handy sooooo many times now ur asking me to do a little more so I’m just trying to get there. What else can I say ur greasy Reviewed on: 28th February 2025

The Zopa credit card can be a great choice for those...

The Zopa credit card can be a great choice for those looking for a straightforward, user-friendly card with competitive rates and a good app experience. However, potential users should carefully consider their individual financial needs and compare it with other options in the market. Always read the terms and conditions thoroughly before applying Reviewed on: 28th February 2025

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