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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Very pleased and would recommend

Very pleased and would recommend Reviewed on: 28th February 2025

Easy to use

Happy with every, very easy to use Reviewed on: 28th February 2025

Good interest rate and excellent service.

Good interest rate and excellent service. Good opportunity in this time using Zopa bank users. Online services and net banking. Mobile banking services including in this bank. I also use Zopa bank . This is a genuine bank in united kingdom Reviewed on: 28th February 2025

This is a great help for me and very easy to use.

This is a great help for me and very easy to use. Reviewed on: 28th February 2025

my Zopa card has been of great help while I’ve been...

my Zopa card has been of great help while I’ve been off work due to an accident Reviewed on: 28th February 2025

Easy app to get get around- good prompt to when the...

Easy app to get get around- good prompt to when the bill is due Reviewed on: 28th February 2025

Easy to navigate and deal with on all aspects

Easy to navigate and deal with on all aspects Reviewed on: 28th February 2025

Don't increase agreement without checking affordable,

Don't increase agreement without checking affordable, Reviewed on: 28th February 2025

Very good experience with zopa and very understanding

Very good experience with zopa and very understanding Reviewed on: 28th February 2025

Easy to use always keeps me updated on my spending...

Easy to use always keeps me updated on my spending Reviewed on: 28th February 2025

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