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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Simplicity and easiness

It was a very simple process to apply for my card and it arrived promptly, the app is also very straightforward and easy to navigate. Reviewed on: 28th February 2025

Great service.

Great service. A joy to be a customer. Reviewed on: 28th February 2025

It's very good credit card and improve your limit ti...

It's very good credit card and improve your limit time to time Reviewed on: 28th February 2025

Never any problems, easy to use, good service

Never any problems, easy to use, good service Reviewed on: 28th February 2025

Excellent excellent all round service!

Excellent service. Fast delivery and no hiccups with their app. Excellent all round/ Reviewed on: 28th February 2025

Excellent service and very helpful

Excellent service and very helpful Reviewed on: 28th February 2025

From start up to paying account ,simple and easy

From start up to paying account ,simple and easy Reviewed on: 28th February 2025

Easy to use app.

Easy to use app. An excellent way of keeping an eye on your spending. Also helping to improve your credit score Reviewed on: 28th February 2025

Ease of use and confidence boosting.

Ease of use and confidence boosting. Reviewed on: 28th February 2025

Love being a Zopa customer very easy to use app and...

Love being a Zopa customer very easy to use app and keeping track of spending and being in control of money is wonderful. I especially like you can move some of your credit to an emergency fund to use when needed. Reviewed on: 28th February 2025

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