Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Zopa easy to use use quick tap transportation

Zopa easy to use use quick tap transportation Reviewed on: 28th February 2025

Very good

Very good experience good service Reviewed on: 28th February 2025

Great thing I have done

I have applied for Zopa with fear that I wouldn’t be accepted and I was accepted… Reviewed on: 28th February 2025

Good service and excellent rates!

Good service and excellent rates!!! Reviewed on: 28th February 2025

Easy to use app.

Easy to use app. Clearly laid out pages. Due ballances easy to find. Services on offer are shown on the home page. Reviewed on: 28th February 2025

Zopa is so affordable

Zopa is so.easy to use. Its affordable and they do have other good products with good APRs. Reviewed on: 28th February 2025

Zopa 100%

Never had an issue. The app is so easy to navigate to check your balance or make a payment. Reviewed on: 28th February 2025

Hassle free and peace of mind excellent credit card

Hassle free and peace of mind excellent credit card Reviewed on: 28th February 2025

Very friendly company and always there to help

Very friendly company and always there to help Reviewed on: 28th February 2025

A-STAR Zopa credit card

I'm highly recommended zopa credit everything about zopa excellent always a winner help there customers in time of every needs.... Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Santander 3.67 from 21 reviews
Credit card
from 118 118 Money 4.85 from 5633 reviews
Clear Rate Platinum Credit Card
from NatWest 3.80 from 19 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub