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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Always easy to navigate the app.

Always easy to navigate the app. I like the feature in the app that limits your credit limit. So yiu cant accidentally go over your limit Reviewed on: 28th February 2025

Ease of navigation, swift transactions and convenien...

Ease of navigation, swift transactions and convenience are only a part of an awesome experience with zopa Reviewed on: 28th February 2025

Good one Gives excellent service

Good one Gives excellent service Reviewed on: 28th February 2025

Easy to use and gives you more credit in no time if...

Easy to use and gives you more credit in no time if you are good at paying back. Reviewed on: 28th February 2025

fantastic service

brilliant, always there when needed, easy to use card and really good rates and everything you need in one place Reviewed on: 28th February 2025

I have loved every part of my experience with Zopa f...

I have loved every part of my experience with Zopa from helpful pleasant staff to the ease of using my card, the security of transactions, easy accessible app, statements easy to follow and apr is great, I have never had any issues and their support is great on line and by phone. I would highly recommend. Reviewed on: 28th February 2025

quick and easy to join application straight forward

quick and easy to join application straight forward Reviewed on: 28th February 2025

Any issues I have had have been resolved very quickl...

Any issues I have had have been resolved very quickly easily contacted and made to feel important to them Reviewed on: 28th February 2025

Easy execution from start to finish staff so pleasan...

Easy execution from start to finish staff so pleasant making you feel comfortable and easy to talk to nothing was to much trouble. Can't praise the enough. And the app is a lot easier to find your way around than most. Thankyou Zopa Reviewed on: 28th February 2025

Amazing company

Been plain sailing all the way through the process Reviewed on: 28th February 2025

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