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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Customer service good time to time direct debit

Fast customer service and card service very fast Reviewed on: 28th February 2025

I love the App with Zopa.

I love the App with Zopa. Whenever I have had to speak with the customer service then they are always available to help and offer advice Reviewed on: 28th February 2025

I find the Zopa credit card brilliant!

I find the Zopa credit card brilliant and handy to use. I love the app on my mobile phone and find it easy to navigate and use. Reviewed on: 28th February 2025

Zopa helped me believe in myself after my financial...

Zopa helped me believe in myself after my financial collapse. Reviewed on: 28th February 2025

From day 1 have been brilliant keeping me informed w...

From day 1 have been brilliant keeping me informed with all information with my account up dates and txt alerts Reviewed on: 28th February 2025

Very thorough everything explained very well

Very thorough everything explained very well Reviewed on: 28th February 2025

I feel it to much better than other

I feel it to much better than other Reviewed on: 28th February 2025

Gave me the opportunity to build my credit score wit...

Gave me the opportunity to build my credit score with a very safe process that protects me. Reviewed on: 28th February 2025

Great service and easy to use app

Great service and easy to use app Reviewed on: 28th February 2025

I was sceptical when I saw the advert online, howeve...

I was sceptical when I saw the advert online, however I applied for a credit and I was accepted. I would highly recommended excellent card for credit building. Reviewed on: 28th February 2025

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