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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

What I needed

I am happy that their rates are fair and accommodating. Try them, you won’t be disappointed. Reviewed on: 28th February 2025

I used Zopa to improve my own credit score, then whe...

I used Zopa to improve my own credit score, then when my daughter turned 18 years old she did the same! Reviewed on: 28th February 2025

No problem getting approved, perfect start amount, w...

No problem getting approved, perfect start amount, website easy to use. Reviewed on: 28th February 2025

Great score

That nothing more cam be do, for excellent customer service and easy to use app. Reviewed on: 28th February 2025

Just what I need App is easy to use

Just what I need App is easy to use Reviewed on: 28th February 2025

Great app

Very helpful and easy to use. Good app to keep track of costs and payments Reviewed on: 28th February 2025

Very good communication and excellent service

Very good communication and excellent service Reviewed on: 28th February 2025

Excellent!

Excellent!! I will certainly be recommending Zopa to all my friends and family, so easy to use, so easy to set up, very impressed! Reviewed on: 28th February 2025

Customer service good time to time direct debit

Fast customer service and card service very fast Reviewed on: 28th February 2025

I love the App with Zopa.

I love the App with Zopa. Whenever I have had to speak with the customer service then they are always available to help and offer advice Reviewed on: 28th February 2025

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