Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44347)

Over all Zopa is pretty good.

4
Over all Zopa is pretty good. But it would be good and helpful if you could transfer funds if needed to other accounts like your bank current account for example. Your fee for withdrawing cash os a little steap Reviewed on: 1st March 2025

Excellent

5
So easy to use. No fusd, no hassle. Reviewed on: 1st March 2025

Happy customer

5
Everything good and ferfect .I like your services and it was very secure. Reviewed on: 1st March 2025

First class experience- great customer service

5
First class experience- great customer service Reviewed on: 1st March 2025

Great customer service, excellent service

5
Great customer service, excellent service Reviewed on: 28th February 2025

I have no problem with zopa they are good the app is...

4
I have no problem with zopa they are good the app is easy to use and they are quick to respond to your payment when you make one Reviewed on: 28th February 2025

I’m a happy shopper!

5
Very happy with my credit card, if any problems they are sorted quickly snd with ease. Reviewed on: 28th February 2025

Really Helped me out when I needed most

5
Really Helped me out when I needed most Reviewed on: 28th February 2025

Good credit card .

5
Good credit card . And am happy to recommend to my friends. Reviewed on: 28th February 2025

Took a while to get back to me but very helpful when...

5
Took a while to get back to me but very helpful when they did Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products