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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Good credit card .

Good credit card . And am happy to recommend to my friends. Reviewed on: 28th February 2025

Took a while to get back to me but very helpful when...

Took a while to get back to me but very helpful when they did Reviewed on: 28th February 2025

What I needed

I am happy that their rates are fair and accommodating. Try them, you won’t be disappointed. Reviewed on: 28th February 2025

I used Zopa to improve my own credit score, then whe...

I used Zopa to improve my own credit score, then when my daughter turned 18 years old she did the same! Reviewed on: 28th February 2025

No problem getting approved, perfect start amount, w...

No problem getting approved, perfect start amount, website easy to use. Reviewed on: 28th February 2025

Great score

That nothing more cam be do, for excellent customer service and easy to use app. Reviewed on: 28th February 2025

Just what I need App is easy to use

Just what I need App is easy to use Reviewed on: 28th February 2025

Great app

Very helpful and easy to use. Good app to keep track of costs and payments Reviewed on: 28th February 2025

Very good communication and excellent service

Very good communication and excellent service Reviewed on: 28th February 2025

Excellent!

Excellent!! I will certainly be recommending Zopa to all my friends and family, so easy to use, so easy to set up, very impressed! Reviewed on: 28th February 2025

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