Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good card .

Good card . Good website . Useful tips on money. Reviewed on: 1st March 2025

Zopa very good card excellent staff very helpful so...

Zopa very good card excellent staff very helpful so yes U recemend ziopa to people Reviewed on: 1st March 2025

Best card and services, my credit history, my monthl...

Best card and services, my credit history, my monthly usage and control. Reviewed on: 1st March 2025

Excellent service , always friendly

Excellent service , always friendly Reviewed on: 1st March 2025

Easy to use .

Easy to use ..and customer service quick and friendly. And very helpful. Reviewed on: 1st March 2025

Zopa is really good for managing money and is great...

Zopa is really good for managing money and is great for shopping and feul it also caters for other products well and simple to use. Since I have Reviewed on: 1st March 2025

Great website

Great website no need to go elsewhere Reviewed on: 1st March 2025

In general it has been good.

In general it has been good. Good rate on loan Reviewed on: 1st March 2025

It’s a really user friendly credit card that provide...

It’s a really user friendly credit card that provides lots of information to rebuild your credit Reviewed on: 1st March 2025

Easy to use, and can keep tabs on balance via...

Easy to use, and can keep tabs on balance via the app Reviewed on: 1st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 4.09 from 68 reviews
Credit card
from Chase Bank 4.81 from 383 reviews
Flexicard
from Halifax 3.70 from 7 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub