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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Zopa is a Excellent Credit Card with Great Benefits

Zopa is a Excellent Credit Card with Great Benefits! I've been using the Zopa Credit Card for a while now, and I have to say, it’s one of the best credit cards I’ve had. The application process was smooth and straightforward, with clear eligibility checks before applying—so no surprises! One of the standout features is the real-time notifications and easy-to-use Zopa app, which makes managing my spending, repayments, and credit limit incredibly simple. The app’s interface is intuitive, and I love how transparent they are with fees and interest rates. Their 0% interest periods on purchases and balance transfers are competitive, and the ability to set up flexible repayments helps me stay on top of my finances. Plus, there are no hidden fees, which is a huge plus! Customer service is also excellent—quick to respond and always helpful. Overall, I’d highly recommend Zopa for anyone looking for a reliable, fair, and modern credit card provider. Would you like me to tailor this further for a specific platform, such as Trustpilot or Google Reviews? Reviewed on: 1st March 2025

Just happy, enjoying to be part of zoopa

Just happy, enjoying to be part of zoopa Reviewed on: 1st March 2025

Good card .

Good card . Good website . Useful tips on money. Reviewed on: 1st March 2025

Zopa very good card excellent staff very helpful so...

Zopa very good card excellent staff very helpful so yes U recemend ziopa to people Reviewed on: 1st March 2025

Best card and services, my credit history, my monthl...

Best card and services, my credit history, my monthly usage and control. Reviewed on: 1st March 2025

Excellent service , always friendly

Excellent service , always friendly Reviewed on: 1st March 2025

Easy to use .

Easy to use ..and customer service quick and friendly. And very helpful. Reviewed on: 1st March 2025

Zopa is really good for managing money and is great...

Zopa is really good for managing money and is great for shopping and feul it also caters for other products well and simple to use. Since I have Reviewed on: 1st March 2025

Great website

Great website no need to go elsewhere Reviewed on: 1st March 2025

In general it has been good.

In general it has been good. Good rate on loan Reviewed on: 1st March 2025

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