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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use app

Easy to use app with links to credit score and money advice available Reviewed on: 1st March 2025

Easy app, choices to credit increases.

Easy app, choices to credit increases. Reviewed on: 1st March 2025

A responsible lender

They’re a responsible lender only increasing my credit when I have demonstrated responsibility. Reviewed on: 1st March 2025

ave not encounter any problem

Excellent in my opinion l do like to recommend to friends and love ones Also not complicating in applying customer services are also great..You don't need to wait fur so long for a decision That made them a good and uncomplicating company Reviewed on: 1st March 2025

This is the best application for thank you zopa c...

This is the best application for thank you zopa credit card Reviewed on: 1st March 2025

excellent treatment

good treatment and ease in dealing with Reviewed on: 1st March 2025

Easy and quick services

Zopa has good customer service and friendly call centre stafg Reviewed on: 1st March 2025

It's very easy to use and pay it back.

It's very easy to use and pay it back. I found the zopa mobile app extremely developed . Reviewed on: 1st March 2025

Zopa is a Excellent Credit Card with Great Benefits

Zopa is a Excellent Credit Card with Great Benefits! I've been using the Zopa Credit Card for a while now, and I have to say, it’s one of the best credit cards I’ve had. The application process was smooth and straightforward, with clear eligibility checks before applying—so no surprises! One of the standout features is the real-time notifications and easy-to-use Zopa app, which makes managing my spending, repayments, and credit limit incredibly simple. The app’s interface is intuitive, and I love how transparent they are with fees and interest rates. Their 0% interest periods on purchases and balance transfers are competitive, and the ability to set up flexible repayments helps me stay on top of my finances. Plus, there are no hidden fees, which is a huge plus! Customer service is also excellent—quick to respond and always helpful. Overall, I’d highly recommend Zopa for anyone looking for a reliable, fair, and modern credit card provider. Would you like me to tailor this further for a specific platform, such as Trustpilot or Google Reviews? Reviewed on: 1st March 2025

Just happy, enjoying to be part of zoopa

Just happy, enjoying to be part of zoopa Reviewed on: 1st March 2025

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