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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

excellent all round service, would highly recommend,...

excellent all round service, would highly recommend, couldn't fault on little bit. A++++++++ Reviewed on: 1st March 2025

Really good and had no problems with them at all...

Really good and had no problems with them at all Reviewed on: 1st March 2025

Best credit lenders around, super easy to set up and...

Best credit lenders around, super easy to set up and app makes it a doddle to repay. Reviewed on: 1st March 2025

Easy flexible credit card to use

Easy flexible credit card to use Reviewed on: 1st March 2025

Excellent service great costumer service

Excellent service great costumer service Reviewed on: 1st March 2025

Zopa are the best

I have had the best experience with Zopa they are very informative signing up was easy and the opal app is very easy to follow and I received my card within day. Perfect Reviewed on: 1st March 2025

Outstanding

Very easy to apply great customer service and hassle free Reviewed on: 1st March 2025

Easy to use

The account was super easy to set up. Application for credit was simple and the response was very quick. The app is easy to navigate and very easy to use. Reviewed on: 1st March 2025

Taking a chance

Zopa seem to take a chance on people with a lower credit score sometimes that's all someone needs to prove they are good payers. Reviewed on: 1st March 2025

Always there when needed.

Always there when needed. Very helpful. Reviewed on: 1st March 2025

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