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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Taking a chance

Zopa seem to take a chance on people with a lower credit score sometimes that's all someone needs to prove they are good payers. Reviewed on: 1st March 2025

Always there when needed.

Always there when needed. Very helpful. Reviewed on: 1st March 2025

Easy to use app

Easy to use app with links to credit score and money advice available Reviewed on: 1st March 2025

Easy app, choices to credit increases.

Easy app, choices to credit increases. Reviewed on: 1st March 2025

A responsible lender

They’re a responsible lender only increasing my credit when I have demonstrated responsibility. Reviewed on: 1st March 2025

ave not encounter any problem

Excellent in my opinion l do like to recommend to friends and love ones Also not complicating in applying customer services are also great..You don't need to wait fur so long for a decision That made them a good and uncomplicating company Reviewed on: 1st March 2025

This is the best application for thank you zopa c...

This is the best application for thank you zopa credit card Reviewed on: 1st March 2025

excellent treatment

good treatment and ease in dealing with Reviewed on: 1st March 2025

Easy and quick services

Zopa has good customer service and friendly call centre stafg Reviewed on: 1st March 2025

It's very easy to use and pay it back.

It's very easy to use and pay it back. I found the zopa mobile app extremely developed . Reviewed on: 1st March 2025

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