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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Fantastic

I did not receive my credit card so I contacted customer service and they were fantastic and helped me out quickly and efficiently Reviewed on: 1st March 2025

excellent all round service, would highly recommend,...

excellent all round service, would highly recommend, couldn't fault on little bit. A++++++++ Reviewed on: 1st March 2025

Really good and had no problems with them at all...

Really good and had no problems with them at all Reviewed on: 1st March 2025

Best credit lenders around, super easy to set up and...

Best credit lenders around, super easy to set up and app makes it a doddle to repay. Reviewed on: 1st March 2025

Easy flexible credit card to use

Easy flexible credit card to use Reviewed on: 1st March 2025

Excellent service great costumer service

Excellent service great costumer service Reviewed on: 1st March 2025

Zopa are the best

I have had the best experience with Zopa they are very informative signing up was easy and the opal app is very easy to follow and I received my card within day. Perfect Reviewed on: 1st March 2025

Outstanding

Very easy to apply great customer service and hassle free Reviewed on: 1st March 2025

Easy to use

The account was super easy to set up. Application for credit was simple and the response was very quick. The app is easy to navigate and very easy to use. Reviewed on: 1st March 2025

Taking a chance

Zopa seem to take a chance on people with a lower credit score sometimes that's all someone needs to prove they are good payers. Reviewed on: 1st March 2025

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