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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (40887 reviews)

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4.93

Based on 40,887 reviews, last reviewed 15th Jan 2026

30050% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The most straight forward and easy card to use. The most straight forward and easy card to use. The app is brilliant too. Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40887)

Review of the Zopa, Credit card:

Can only recommend

I have never had a bad experience with Zopa and find them great to deal with Reviewed on: 28th April 2025

First Class

Everything has gone extremely smoothly in my dealings with Zopa - whom I can thoroughly recommend Reviewed on: 15th January 2026

Got a loan from Zopa at a very satisfactory interest...

Got a loan from Zopa at a very satisfactory interest rate Reviewed on: 15th January 2026

Brilliant company, app and credit card always there...

Brilliant company, app and credit card always there if you have any queries Reviewed on: 15th January 2026

Excellent card highly recommended

Excellent customer service and always keep you up to date on everything Reviewed on: 15th January 2026

Easy to use and very helpful

Easy to use and very helpful and they are there when needed Reviewed on: 15th January 2026

Top marks for Zopa

Zopa are brilliant the helped me out big time when I could not get credit of anybody else Reviewed on: 15th January 2026

Smooth and efficient no hidden rates

Smooth and efficient no hidden rates Reviewed on: 15th January 2026

Easy to apply for and easy app to use

Easy to apply for and easy app to use Reviewed on: 15th January 2026

Good company to use very helpful

Good company to use very helpful Reviewed on: 15th January 2026

Absolutely amazing card and honedt caring staff

Absolutely amazing card and honedt caring staff Reviewed on: 15th January 2026

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