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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41719 reviews)

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4.93

Based on 41,719 reviews, last reviewed 16th Jan 2026

71200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Always easy to contact and helpful on the phone Always easy to contact and helpful on the phone Reviewed on: 16th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41719)

Review of the Zopa, Credit card:

Sensible credit card.

Easy to use app. You can set a credit cushion so you don’t get tempted to impulse buy. The credit cushion is available at your convenience. All sections of the app are easy to use and understand. Lots of advice available on how to improve your money management and enhance your credit score. Very happy with the 18 months I have had my card and the advice I have been given. Would strongly recommend a Zopa credit card. The interest rate is very reasonable as well. Reviewed on: 21st February 2023

It is a good value for money.

It is a good value for money. Easy to apply! Reviewed on: 15th January 2026

Great, what more can I say

Very easy to deal with, see what you owe and what you have to pay. Great card to have. I would reccommend to friends and family. Very straight forward and helpful. Never had any issues. Reviewed on: 15th January 2026

My experience was nothing but brilliant The app easy...

My experience was nothing but brilliant The app easy to understand And always kept up todate in relation to my accounts. Information forwarded to myself has been informative, concise and easy to decipher and understand Reviewed on: 15th January 2026

Very professional very knowledgeable very understand...

Very professional very knowledgeable very understanding very kind Reviewed on: 15th January 2026

Very solid customer service and brilliant rates

Very solid customer service and brilliant banking app. Easy to use and very contactable and friendly staff. The lending rates are also very fair and realistic. Reviewed on: 15th January 2026

Had issue wirh account.

Had issue wirh account.Contacted Customer Services who quickly fixed it.is easy to keep track and make payments on the App. Reviewed on: 15th January 2026

Good card has never fails me yet

Good card has never fails me yet Reviewed on: 15th January 2026

Good service and easy to apply for

Good service and easy to apply for Reviewed on: 15th January 2026

Easy to use

Easy to use and customer service sort any issues quickly. Reviewed on: 15th January 2026

They do what they say they will do.

They do what they say they will do. Always there for customers and make them feel valued. Reviewed on: 15th January 2026

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