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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43179 reviews)

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4.94

Based on 43,179 reviews, last reviewed 7th Mar 2026

281900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa Bank ahead of otgers Excellent service all round. Quick and easy application procedure with a quick response. Team professional, knowledgeable and courteous. Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43179)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Very helpful & east to deal with

Very helpful & east to deal with Reviewed on: 6th March 2026

Really helpful with any questions, staff are friendl...

Really helpful with any questions, staff are friendly and knowledgeable. Reviewed on: 6th March 2026

My use of the card

I can pay back what I want to and can use the card whenever I need to use it Reviewed on: 6th March 2026

Very easy and quick response and very friendly opera...

Very easy and quick response and very friendly operators Reviewed on: 6th March 2026

Easy to use app and flexibility in repayments

Easy to use app and flexibility in repayments Reviewed on: 6th March 2026

The whole application process was very simple and we...

The whole application process was very simple and well explained and the service is next to none Reviewed on: 6th March 2026

Excellent

Very confident ! You can see anytime, in real time! Reviewed on: 6th March 2026

Great easy to apply f and great to have in your purs...

Great easy to apply f and great to have in your purse as back up Reviewed on: 6th March 2026

Good card

They very careful with increases and saving options are good Reviewed on: 6th March 2026

I have alway had good severs and no plombles

I have alway had good severs and no plombles Reviewed on: 6th March 2026

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