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Zopa: Credit card reviews

4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Excellent service

5
I like being kept up to date with offers Reviewed on: 28th February 2025

I have good experience with zopa, easy to contact cu...

5
I have good experience with zopa, easy to contact customer service and support and card interest rate very good Reviewed on: 28th February 2025

Excellent service, easy and straightforward to use o...

5
Excellent service, easy and straightforward to use online Reviewed on: 28th February 2025

Fantastic credit card

5
Fantastic app and speedy update on payments, balance, available funds etc! Reviewed on: 28th February 2025

Miss elzbieta

5
I'm hard working with cleaning.goid experience for this credit card.always busy.good biznes Reviewed on: 28th February 2025

No complaints

5
No complaints which is rare. i complain regularly for poor standards and service which is below average Reviewed on: 28th February 2025

Reliable easy to use.

5
Reliable easy to use. Good communication Reviewed on: 28th February 2025

Security

5
I added it to my Google pay to make it even more secure,some other cards don't give you that option Reviewed on: 28th February 2025

Zopa the Performer

4
Very positive experience with Zopa and been very useful Reviewed on: 28th February 2025

Very easy to use the app and all services available...

5
Very easy to use the app and all services available Reviewed on: 28th February 2025

Review Zopa: Credit card now

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