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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Customer Service Excellent

Always found Zopa to be excellent . When I have spoken to customer service dealt with in very efficient manner. Highly recommend. Reviewed on: 28th February 2025

Excellent service

I like being kept up to date with offers Reviewed on: 28th February 2025

I have good experience with zopa, easy to contact cu...

I have good experience with zopa, easy to contact customer service and support and card interest rate very good Reviewed on: 28th February 2025

Excellent service, easy and straightforward to use o...

Excellent service, easy and straightforward to use online Reviewed on: 28th February 2025

Fantastic credit card

Fantastic app and speedy update on payments, balance, available funds etc! Reviewed on: 28th February 2025

Miss elzbieta

I'm hard working with cleaning.goid experience for this credit card.always busy.good biznes Reviewed on: 28th February 2025

No complaints

No complaints which is rare. i complain regularly for poor standards and service which is below average Reviewed on: 28th February 2025

Reliable easy to use.

Reliable easy to use. Good communication Reviewed on: 28th February 2025

Security

I added it to my Google pay to make it even more secure,some other cards don't give you that option Reviewed on: 28th February 2025

Zopa the Performer

Very positive experience with Zopa and been very useful Reviewed on: 28th February 2025

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