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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good credit card provider with lots of useful money...

Good credit card provider with lots of useful money management tips. Reviewed on: 28th February 2025

It's a credit card don't know what else to say tbh s...

It's a credit card don't know what else to say tbh seems like a half decent rate and no issues so fine with all so far Reviewed on: 28th February 2025

I love the Zopa credit card

I love the Zopa credit card it’s good. Reviewed on: 28th February 2025

No problem at all.

No problem at all. been a great experience with no stress Reviewed on: 28th February 2025

Highly recommend for credit building!

I needed a credit card to build bad credit, and Zopa have been so good. Easy to navigate with the best customer service of any financial service I've ever used. Highly recommend for credit building! Reviewed on: 28th February 2025

Great support and helpful.

Great support and helpful. Understand the need individual Reviewed on: 28th February 2025

Quick and easy

Great customer service , easy app to use Reviewed on: 28th February 2025

Love it - amazing card!

Love it - amazing card! Frequently upgraded limits - works beautifully. Reviewed on: 28th February 2025

Very good fast service I'm happy enjoying Zopa cred...

Very good fast service I'm happy enjoying Zopa credi card Reviewed on: 28th February 2025

Very good services i am feeling amazing

Very good services i am feeling amazing Reviewed on: 28th February 2025

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