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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy to deal with and very helpful

Very easy to deal with and very helpful Reviewed on: 28th February 2025

I have been grateful to zopa credit card enabling me...

I have been grateful to zopa credit card enabling me to have credit at a time when I needed the support. Reviewed on: 28th February 2025

Great friendly service

From start to finish having a Zopa Credit Card has been awesome. Love their app Reviewed on: 28th February 2025

Great explanations

Good friendly and very clear into all information needed and how to complete forms questions are easy to follow with the easy options answers Reviewed on: 28th February 2025

Zopa credit cards are for everyone

Brilliant card to use and very versatile in every way im so happy with my Zopa credit card. Reviewed on: 28th February 2025

It’s easy to apply and have a credit card.

It’s easy to apply and have a credit card. Reviewed on: 28th February 2025

Perfect zoopa

This experience has been faultless from. Start to finish and I would highly recommend Reviewed on: 28th February 2025

Top notch

Zopa is a great card to have *** Reviewed on: 28th February 2025

Brill app we worth applying great for boosting credit

Brill app we worth applying great for boosting credit Reviewed on: 28th February 2025

Zopa financial service

Easy to use and apply. Excellent service Reviewed on: 28th February 2025

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