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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use and very helpful company.

Easy to use and very helpful company. Reviewed on: 28th February 2025

First class credir card company

Always a helpfull card provider and respobsible lender Reviewed on: 28th February 2025

Loving the 2% on current account and 7% on savings!

Loving the 2% on current account and 7% on savings! Reviewed on: 28th February 2025

All my dealings with Zopa have been first class, exc...

All my dealings with Zopa have been first class, excellent communication. Reviewed on: 28th February 2025

Super easy to use app no stress and simple and easy...

Super easy to use app no stress and simple and easy just what I like! Reviewed on: 28th February 2025

Easy and efficient, no annoying phone calls

Easy and efficient, no annoying phone calls Reviewed on: 28th February 2025

Fantastic service and helpful really helped me out e...

Fantastic service and helpful really helped me out especially christmas time Reviewed on: 28th February 2025

Zopa is excellent in the customer service field, alw...

Zopa is excellent in the customer service field, always informative and easy to explain and a very good app. Always going that extra mile. Reviewed on: 28th February 2025

Zopa has helped me out in difficult times and there...

Zopa has helped me out in difficult times and there apr is affordable Reviewed on: 28th February 2025

I’m all content and happy with Zopa

I’m all content and happy with Zopa Reviewed on: 28th February 2025

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