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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy online service

Easy online service, offers are given on a fair basis and notifications & the security are ideal! Reviewed on: 28th February 2025

I have had card a while and enjoy using it payments...

I have had card a while and enjoy using it payments are easy to do inline Reviewed on: 28th February 2025

I’ve never had any trouble with Zopa, was very easy...

I’ve never had any trouble with Zopa, was very easy and straight forward Reviewed on: 28th February 2025

Never a bad word to say bin great ever since I got Z...

Never a bad word to say bin great ever since I got Zopa. Reviewed on: 28th February 2025

My Zopa card

A very smooth and simple experience all round, I've been with them for a while and don't have a bad thing to say. Just what you want. Reviewed on: 28th February 2025

Very happy with my Zopa CC.

Very happy with my Zopa CC. Very smooth, no problems. Reviewed on: 28th February 2025

Good App

Easy to use app and everything clear to see Reviewed on: 28th February 2025

Great customer service and very efficient with queri...

Great customer service and very efficient with queries made Reviewed on: 28th February 2025

No issues

Not had any issues at all s8nce I opened my credit card account Reviewed on: 28th February 2025

Amazeing credit card easy use app very helpful frien...

Amazeing credit card easy use app very helpful friendly company deal with best c card ever Reviewed on: 28th February 2025

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