Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Wonderful

Excellent service easy to talk with wonderful customer service would recommend to anyone in a heartbeat Reviewed on: 28th February 2025

Easy to apply for, good on Apr, good customer service.

Easy to apply for, good on Apr, good customer service. Keep you tracked on your spending with messages on phone or emails have recommended to a few friends. Reviewed on: 28th February 2025

Has helped me build my.

Has helped me build my. Credit record Reviewed on: 28th February 2025

Information easy to find through app and customer se...

Information easy to find through app and customer service on hand to solve situations quickly and easily Reviewed on: 28th February 2025

Easy to set up and use

Easy to set up and use, I would definitely recommend to my friends and family. Reviewed on: 28th February 2025

The app is easy to use and staff polite and...

The app is easy to use and staff polite and friendly Reviewed on: 28th February 2025

I joined to improve credit rating and it worked

I joined to improve credit rating and it worked Reviewed on: 28th February 2025

Thank you Zoopa !

Having not a perfect credit score I applied for an credit card been accepted and in time I use them as my default bank I mean even if I have money in other banks I use to pay with their credit card and put money back . I love this bank can use their card all time ! With other bank cards I.have problems to pay bus ticket in the morning but Zoopa never let me down. They are now my number 1 app and bank. Thank you Zoopa ! Reviewed on: 28th February 2025

Perfect and Helpful

Reliable and helpful. “You can always count on Zopa. He is always by your side, especially in difficult moments.” Reviewed on: 28th February 2025

This is the best company for credit management they...

This is the best company for credit management they give a good rate and customer support is second to none Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Capital One 4.08 from 293 reviews
Credit card
from Chase Bank 4.94 from 379 reviews
Zero Credit Card
from Santander 4.21 from 21 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub