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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great providers

Positive feedback on credit ratings and tips on how to manage my money better Reviewed on: 28th February 2025

Future money that's excellent value ,rates

Safe app & value for money .Great experience and great offers Reviewed on: 28th February 2025

Very good service, Help as much as possible.

Very good service, Help as much as possible. Reviewed on: 28th February 2025

great people, understanding, helpful.

great people, understanding, helpful. Helped me out of an emergency. Reviewed on: 28th February 2025

Great form building credit score.

Great form building credit score. Thank you. Reviewed on: 28th February 2025

Best Zopa

very nice service staff and good interest Reviewed on: 28th February 2025

Zopa have just been purely awesome

Zopa have just been purely awesome Reviewed on: 28th February 2025

Very helpful and happy I found them very helpful

Very helpful and happy they were very happy and helpful Reviewed on: 28th February 2025

Very easy to navigate, only problem is always showin...

Very easy to navigate, only problem is always showing payment date as the month before. But every thing else is great Reviewed on: 28th February 2025

Wonderful

Excellent service easy to talk with wonderful customer service would recommend to anyone in a heartbeat Reviewed on: 28th February 2025

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