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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

LOVE MY ZOPA CREDIT CARD

Great credit card that keeps me informed of my spending helping me to keep tabs on my money Reviewed on: 28th February 2025

I have found zopa works really well for me as i can...

I have found zopa works really well for me as i can link bank accounts Reviewed on: 28th February 2025

Seemless and unobtrusive.

Seemless and unobtrusive. Feel like they make you aware of your spending rather than forcing debt Reviewed on: 28th February 2025

Brilliant has boosted my score massively.

Brilliant has boosted my score massively.. which i am now in a position I will be looking to mortgage a house .. without hopes impact on my score this would not be able to happen .. thank you zopa Reviewed on: 28th February 2025

Easy to use excellent service shaban

Easy to use excellent service great customer service highly recommend Reviewed on: 28th February 2025

I find everything straightforward and easy to unders...

I find everything straightforward and easy to understand and use. Reviewed on: 28th February 2025

Zopa credit card,best on the market

Fab card, payments come straight off rather than waiting days Reviewed on: 28th February 2025

Easy to use and very helpful.

Easy to use and very helpful. They don’t make you jump through hoops to get credit. Reviewed on: 28th February 2025

easy to use

The app is very easy to use and I like having instant access to what I have spent Reviewed on: 28th February 2025

I have good experience with Zopa

I have good experiences with Zopa and been a customer for a number of years. Never had a problem. I would recommend to all my family and friends. Reviewed on: 28th February 2025

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