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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to apply for, good on Apr, good customer service.

Easy to apply for, good on Apr, good customer service. Keep you tracked on your spending with messages on phone or emails have recommended to a few friends. Reviewed on: 28th February 2025

Has helped me build my.

Has helped me build my. Credit record Reviewed on: 28th February 2025

Information easy to find through app and customer se...

Information easy to find through app and customer service on hand to solve situations quickly and easily Reviewed on: 28th February 2025

Easy to set up and use

Easy to set up and use, I would definitely recommend to my friends and family. Reviewed on: 28th February 2025

The app is easy to use and staff polite and...

The app is easy to use and staff polite and friendly Reviewed on: 28th February 2025

I joined to improve credit rating and it worked

I joined to improve credit rating and it worked Reviewed on: 28th February 2025

Thank you Zoopa !

Having not a perfect credit score I applied for an credit card been accepted and in time I use them as my default bank I mean even if I have money in other banks I use to pay with their credit card and put money back . I love this bank can use their card all time ! With other bank cards I.have problems to pay bus ticket in the morning but Zoopa never let me down. They are now my number 1 app and bank. Thank you Zoopa ! Reviewed on: 28th February 2025

Perfect and Helpful

Reliable and helpful. “You can always count on Zopa. He is always by your side, especially in difficult moments.” Reviewed on: 28th February 2025

This is the best company for credit management they...

This is the best company for credit management they give a good rate and customer support is second to none Reviewed on: 28th February 2025

LOVE MY ZOPA CREDIT CARD

Great credit card that keeps me informed of my spending helping me to keep tabs on my money Reviewed on: 28th February 2025

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