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Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Never had a problem when I phone customer service an...

5
Never had a problem when I phone customer service and very polite and helpful Reviewed on: 28th February 2025

Very good company

5
Very good company to be easy to use the app Reviewed on: 28th February 2025

Great card andService really enjoy it

5
Great card andService really enjoy it Reviewed on: 28th February 2025

Never had any problems and always very helpful

5
Never had any problems and always very helpful Reviewed on: 28th February 2025

No problems at all.

5
No problems at all. Zero hassle, easy to set up and use. Reviewed on: 28th February 2025

Excellent

5
I am very very happy with you, this card helped me bury my brother who went to God far too long ago, too bad he was too young but that's the way it was. I will continue to be happy with you. Thank you Reviewed on: 28th February 2025

Really easy to talk to, staff friendly and great pro...

5
Really easy to talk to, staff friendly and great products. Reviewed on: 28th February 2025

first class company

5
So easy to set up, app is easy to use, customer service is first class. Reviewed on: 28th February 2025

Great experience very good and great site

5
Great experience very good and great site Reviewed on: 28th February 2025

Easy to use and customer service is excellent

5
Easy to use and customer service is excellent Reviewed on: 28th February 2025

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