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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service had to change my direct debt date and...

Great service had to change my direct debt date and was really easy Reviewed on: 28th February 2025

tuckster

nice company and dont hound you with offers Reviewed on: 28th February 2025

Great card, never seem to have a problem with this c...

Great card, never seem to have a problem with this company Reviewed on: 28th February 2025

Never had a problem 1

Never had a problem with this company Reviewed on: 28th February 2025

On Line app

Absolutely no problems with on line app. Reviewed on: 28th February 2025

They have always been very approachable if there are...

They have always been very approachable if there are any financial issues and they are veryresponsible with tge credit limits Reviewed on: 28th February 2025

Always happy to help

The best company I’ve worked with in a very long time. Reviewed on: 28th February 2025

App is very easy to use and understand

App is very easy to use and understand Reviewed on: 28th February 2025

Everything with zoopa card is clear and easy to find...

Everything with zoopa card is clear and easy to find in application never had any problems with anything it's straight forward and convinced to use its reliable and I highly recommend it for friends and family Reviewed on: 28th February 2025

Is very good credit card !

Is very good credit card ! Recommend Reviewed on: 28th February 2025

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