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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Very good product never once had an issue

Very good product never once had an issue Reviewed on: 28th February 2025

Great service had to change my direct debt date and...

Great service had to change my direct debt date and was really easy Reviewed on: 28th February 2025

tuckster

nice company and dont hound you with offers Reviewed on: 28th February 2025

Great card, never seem to have a problem with this c...

Great card, never seem to have a problem with this company Reviewed on: 28th February 2025

Never had a problem 1

Never had a problem with this company Reviewed on: 28th February 2025

On Line app

Absolutely no problems with on line app. Reviewed on: 28th February 2025

They have always been very approachable if there are...

They have always been very approachable if there are any financial issues and they are veryresponsible with tge credit limits Reviewed on: 28th February 2025

Always happy to help

The best company I’ve worked with in a very long time. Reviewed on: 28th February 2025

App is very easy to use and understand

App is very easy to use and understand Reviewed on: 28th February 2025

Everything with zoopa card is clear and easy to find...

Everything with zoopa card is clear and easy to find in application never had any problems with anything it's straight forward and convinced to use its reliable and I highly recommend it for friends and family Reviewed on: 28th February 2025

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