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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent customer service very helpful in answering...

Excellent customer service very helpful in answering questions Reviewed on: 28th February 2025

Always helpful and understanding easy to talk to

Always helpful and understanding easy to talk to Reviewed on: 28th February 2025

Very easy and quick and friendly service

Very easy and quick and friendly service Reviewed on: 28th February 2025

Seemless

Experience from the start to present has been seemless. Reviewed on: 28th February 2025

Very good credit card and it app easy to understand...

Very good credit card and it app easy to understand and use Reviewed on: 28th February 2025

Just an over all good experience

Just an over all good experience Reviewed on: 28th February 2025

no forex fees

Excellent APR. No forex fees. Helpful customer service, easy to use app. Reviewed on: 28th February 2025

Customer Services very helpful and sorted out my issues

Customer Services very helpful and sorted out my issues Reviewed on: 28th February 2025

Always excellent customer service

Always excellent customer service Reviewed on: 28th February 2025

Very good product never once had an issue

Very good product never once had an issue Reviewed on: 28th February 2025

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