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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent Offering

They offer very competitive products and their customer service is very good Reviewed on: 28th February 2025

I have never had any problem and am very happy...

I have never had any problem and am very happy with it Reviewed on: 28th February 2025

Happy with Zopa products and it’s Credit Card

Happy with Zopa products and it’s Credit Card Reviewed on: 28th February 2025

Professional and Personable

Very professionally organised but at same time very personable. Reviewed on: 28th February 2025

Excellent product and app is very good clear informa...

Excellent product and app is very good clear information. Regular credit limit increases based on repayments is also good Reviewed on: 28th February 2025

Great new company wow Zopa

Great new company excellent app and customer service Reviewed on: 28th February 2025

Im very happy and satisfied with Zopa

Im very happy and satisfied with Zopa Reviewed on: 28th February 2025

Excellent and transparent service.

Excellent and transparent service. Straight forward process Reviewed on: 28th February 2025

Amazing company, 1000/10 overall service!

I have been with Zopa Bank now for around 2.5 years. I am overall extremely pleased with the service they provide, they are always to get a hold of when I’ve needed something (which might I say isn’t often as they are always on top of everything) Really pleased i decided to come and join this bank, looking forward to continuing using them in the long term future! Reviewed on: 28th February 2025

Easy to use app easy to understand and very good to...

Easy to use app easy to understand and very good to build credit score Reviewed on: 28th February 2025

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