Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service love the product great

Great service love the product Great service love the product great customer support thank you always updating me Reviewed on: 28th February 2025

First class experience from start to finish.

First class experience from start to finish. The application was straight forward to complete and the rates are good. Reviewed on: 28th February 2025

Fantastic customer services and always will sort iss...

Fantastic customer services and always will sort issues out Reviewed on: 28th February 2025

Forget the rest, join the best 5*

By far the best credit card company 10/10 5***** Reviewed on: 28th February 2025

Excellent experience .

Excellent experience . Highly recommend Reviewed on: 28th February 2025

Zopa are a responsible lender, this helps me not too...

Zopa are a responsible lender, this helps me not too get over my head Reviewed on: 28th February 2025

Always helpful & efficient, great card service.

Always helpful & efficient, great card service. Manageable credit limit, accepted everywhere Reviewed on: 28th February 2025

Zopa Top Credit card

I have only good things to say about Zopa. Reviewed on: 28th February 2025

A quality organisation.

A quality organisation to deal with. They make things so simple and easy for their customers. They constantly keep you informed of anything you need to know and provide guidance on how to get help if you're struggling. Reviewed on: 28th February 2025

Very good and professional.

Very good and professional. Very helpful and very quick service Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zable 4.82 from 118869 reviews
Credit card
from ASDA Money 3.00 from 109 reviews
Zero Credit Card
from Santander 4.25 from 21 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub