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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy application process, quick response, great serv...

Easy application process, quick response, great services, great app features, all the bits and bobs I need in a card Reviewed on: 28th February 2025

Great service love the product great

Great service love the product Great service love the product great customer support thank you always updating me Reviewed on: 28th February 2025

First class experience from start to finish.

First class experience from start to finish. The application was straight forward to complete and the rates are good. Reviewed on: 28th February 2025

Fantastic customer services and always will sort iss...

Fantastic customer services and always will sort issues out Reviewed on: 28th February 2025

Forget the rest, join the best 5*

By far the best credit card company 10/10 5***** Reviewed on: 28th February 2025

Excellent experience .

Excellent experience . Highly recommend Reviewed on: 28th February 2025

Zopa are a responsible lender, this helps me not too...

Zopa are a responsible lender, this helps me not too get over my head Reviewed on: 28th February 2025

Always helpful & efficient, great card service.

Always helpful & efficient, great card service. Manageable credit limit, accepted everywhere Reviewed on: 28th February 2025

Zopa Top Credit card

I have only good things to say about Zopa. Reviewed on: 28th February 2025

A quality organisation.

A quality organisation to deal with. They make things so simple and easy for their customers. They constantly keep you informed of anything you need to know and provide guidance on how to get help if you're struggling. Reviewed on: 28th February 2025

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