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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good interest rates on savings and isa compared to B...

Good interest rates on savings and isa compared to Barclays bank Reviewed on: 28th February 2025

Great service from a easy to deal with company

Great service from a easy to deal with company Reviewed on: 28th February 2025

Well customer service is brilliant and everything se...

Well customer service is brilliant and everything seem straight forward Reviewed on: 28th February 2025

Great app, and good access to customer services.

Great app, and good access to customer services. The operators and friendly and really helpful Reviewed on: 28th February 2025

Zopa team is efficient, responsive, passionate and...

Zopa team is efficient, responsive, passionate and friendly. Reviewed on: 28th February 2025

They are very good help me out when I was...

They are very good help me out when I was scammed Reviewed on: 28th February 2025

A great provider they explain every thing with no pr...

A great provider they explain every thing with no pressure Reviewed on: 28th February 2025

Great card and manageable repayments

Great card and manageable repayments Reviewed on: 28th February 2025

Simple and easy application. Great app

The application process was simple and easy, The app is very easy to navigate and Zopa has other products and services with the new addition of zopa bank. Reviewed on: 28th February 2025

Easy application process, quick response, great serv...

Easy application process, quick response, great services, great app features, all the bits and bobs I need in a card Reviewed on: 28th February 2025

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