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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Helped with getting my car and building my credit sc...

Helped with getting my car and building my credit score Reviewed on: 28th February 2025

I have used the card for a few years.

I have used the card for a few years. Excellent customer service Reviewed on: 28th February 2025

No problem obtaining a Zopa credit card, easy to fol...

No problem obtaining a Zopa credit card, easy to follow instructions. Reviewed on: 28th February 2025

Have always listened and supported me.

Have always listened and supported me. Reviewed on: 28th February 2025

Really good credit company can help more than others...

Really good credit company can help more than others great to have Zopa Reviewed on: 28th February 2025

Excellent customer service and understands customer...

Excellent customer service and understands customer needs Reviewed on: 28th February 2025

Never had a problem when I phone customer service an...

Never had a problem when I phone customer service and very polite and helpful Reviewed on: 28th February 2025

Very good company

Very good company to be easy to use the app Reviewed on: 28th February 2025

Great card andService really enjoy it

Great card andService really enjoy it Reviewed on: 28th February 2025

Never had any problems and always very helpful

Never had any problems and always very helpful Reviewed on: 28th February 2025

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