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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

No problems at all.

No problems at all. Zero hassle, easy to set up and use. Reviewed on: 28th February 2025

Excellent

I am very very happy with you, this card helped me bury my brother who went to God far too long ago, too bad he was too young but that's the way it was. I will continue to be happy with you. Thank you Reviewed on: 28th February 2025

Really easy to talk to, staff friendly and great pro...

Really easy to talk to, staff friendly and great products. Reviewed on: 28th February 2025

first class company

So easy to set up, app is easy to use, customer service is first class. Reviewed on: 28th February 2025

Great experience very good and great site

Great experience very good and great site Reviewed on: 28th February 2025

Easy to use and customer service is excellent

Easy to use and customer service is excellent Reviewed on: 28th February 2025

Very easy to use app, great customer service

Very easy to use app, great customer service Reviewed on: 28th February 2025

Ease of app use,easy repayments,no nasty letters.

Ease of app use,easy repayments,no nasty letters. Reviewed on: 28th February 2025

I had received excellent customer service from Zopa...

I had received excellent customer service from Zopa since I joined 3 years ago. The telephone guide over the phone are very reliable, helpful and knowledgeable always very happy to help me when I called. Reviewed on: 28th February 2025

Hassle free and keeps me updated for easy payments

Hassle free and keeps me updated for easy payments Reviewed on: 28th February 2025

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