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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Very quick and easy process

Very quick and easy process, great app and very helpful. Reviewed on: 28th February 2025

Excellent experience with no issue

Excellent experience with no issue Reviewed on: 28th February 2025

The team are so easy to deal with

The team are so easy to deal with Reviewed on: 28th February 2025

Good company for credit card, nice service for help,...

Good company for credit card, nice service for help, nice staff. Reviewed on: 28th February 2025

It was just so easy to get credit , repayments are r...

It was just so easy to get credit , repayments are respectable and just overall a no pressure credit card experience Reviewed on: 28th February 2025

Easy to use.

Easy to use. Does what it says on the tin Reviewed on: 28th February 2025

Great company very professional and reliable

Great company very professional and reliable Reviewed on: 28th February 2025

Easy to deal with never have any issues.

Easy to deal with never have any issues. Reviewed on: 28th February 2025

Very good easy to use app .

Very good easy to use app . Friendly staff and good communication Reviewed on: 28th February 2025

Excellent

Really easy and good rates,easy to apply smooth transactions,happy with the service Reviewed on: 28th February 2025

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