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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very helpful

Since I've had the card the staff and zopa have been very polite and helpful Reviewed on: 28th February 2025

My experience so far has been great as it gives my f...

My experience so far has been great as it gives my family an opportunity to get through difficult times within the current climate we are in with a good APR rating Reviewed on: 28th February 2025

Zopa Everything Under One Roof

Zopa gives you great customer service when you need them! Tells you about upcoming products and offers. Gives amazing percentages on saving accounts and has very low interest rates on their credit cards would always go back to them. Reviewed on: 28th February 2025

Great card to have and easy to use and manage...

Great card to have and easy to use and manage Reviewed on: 28th February 2025

Supa Zopa

Zopa provides everything you need on the app but if you need to speak with an advisor they are friendly courteous and extremely professional. Reviewed on: 28th February 2025

Good app you know where you are .

Good app you know where you are .good that you can also set a credit cushion Reviewed on: 28th February 2025

The app is really easy to use and lots of options fo...

The app is really easy to use and lots of options for accounts Reviewed on: 28th February 2025

Zopa have been very helpful!

Zopa have been very helpful! I fell behind on my payments and although they have had to suspend my card they allowed me to have a payment plan that I was able to manage which has been helpful Reviewed on: 28th February 2025

Very easy app to use great customer service

Very easy app to use great customer service Reviewed on: 28th February 2025

Very quick and easy process

Very quick and easy process, great app and very helpful. Reviewed on: 28th February 2025

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