Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43294 reviews)

View other Zopa products

4.94

Based on 43,294 reviews, last reviewed 8th Mar 2026

146350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank Easy to use, good interest rates and helpful Reviewed on: 8th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43294)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Very good customer service easy and quick to apply

Very good customer service easy and quick to apply Reviewed on: 6th March 2026

Very cool project !

Very cool project !!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 6th March 2026

Excellent service from Zopa highly recommended to ot...

Excellent service from Zopa highly recommended to others Reviewed on: 6th March 2026

Great company

I haven't had to contact customer service, but have given a excellent, due to not having to contact them at all.,I am not very tech savvy but your app is very easy to use, perfect for someone like me. Reviewed on: 6th March 2026

Very easy to get hold of customer service the intera...

Very easy to get hold of customer service the interactions are easy and straightforward Reviewed on: 6th March 2026

Fantastic customer service user friendly app five st...

Fantastic customer service user friendly app five star ***** Reviewed on: 6th March 2026

The Zopa team are really great to deal with, very pr...

The Zopa team are really great to deal with, very professional yet remaining very friendly and helpful. Straight talking no woffal. Reviewed on: 6th March 2026

Very prompt replies to any queries or questions I’ve...

Very prompt replies to any queries or questions I’ve had and everything set out very clearly in the app Reviewed on: 6th March 2026

Zopa has a user friendly app.

Zopa has a user friendly app. It’s a seem less credit transaction experience. Reviewed on: 6th March 2026

The communication form Zopa and their professionalis...

The communication form Zopa and their professionalism has been very refreshing. I would highly recommend them. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.10 from 19 reviews
Zero Credit Card
from Santander 4.16 from 20 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5900 reviews
Cash ISA
from Zopa 4.94 from 1520 reviews
Smart Saver
from Zopa 4.94 from 7944 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub