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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (40879 reviews)

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4.93

Based on 40,879 reviews, last reviewed 15th Jan 2026

29650% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good. l thanks Good very good.veey,very good...thanks Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40879)

Review of the Zopa, Credit card:

Zopa are the easiest, most straight forward, trustwo...

Zopa are the easiest, most straight forward, trustworthy and competitive company I have dealt with. Excellent customer service and products. Any application is dealt with with the upmost efficiency and explained perfectly. The app is the best I have found and everything I need is right there! Can’t thank Zopa enough for helping to build and improve my credit score. Thank you Zopa! Reviewed on: 17th April 2025

Not at the moment as a little busy at the moment.

Not at the moment as a little busy at the moment. Will do later though. Reviewed on: 15th January 2026

Easy to use

No problems easy to use and good customer service when needed Reviewed on: 15th January 2026

Great service and they keep you posted on your accou...

Great service and they keep you posted on your account and product's Reviewed on: 15th January 2026

Great and easy to use

Great and easy to use. Would recommend to anyone thanks Reviewed on: 15th January 2026

All round Excellent

Excellent service , reasonable rates, app very simple to use and navigate your way around Reviewed on: 15th January 2026

Good lender but be implementing...

Good lender, but believe as in US to be implementing and interest rate applicable cap and lot lower than currently Reviewed on: 15th January 2026

Great credit card

Love using my cable credit card for small things.Great,and easy to use. Reviewed on: 15th January 2026

Very easy to use,lords of useful features

Very easy to use,lords of useful features Reviewed on: 15th January 2026

Fantastic customer service

Fantastic company with excellent customer service Reviewed on: 15th January 2026

Great app , good service, easy to keep track

Great app , good service, easy to keep track Reviewed on: 15th January 2026

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