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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41943 reviews)

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4.93

Based on 41,943 reviews, last reviewed 19th Jan 2026

82050% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Very helpful and professional, I had my card compromised and they dealt with very fast and efficient Reviewed on: 19th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41943)

Review of the Zopa, Credit card:

Sensible credit card.

Easy to use app. You can set a credit cushion so you don’t get tempted to impulse buy. The credit cushion is available at your convenience. All sections of the app are easy to use and understand. Lots of advice available on how to improve your money management and enhance your credit score. Very happy with the 18 months I have had my card and the advice I have been given. Would strongly recommend a Zopa credit card. The interest rate is very reasonable as well. Reviewed on: 21st February 2023

It'sJust been a really good experience from Day one,

It'sJust been a really good experience from Day one, Reviewed on: 16th January 2026

Zopa credit card is one of the best credit option, t...

Zopa credit card is one of the best credit option, they are also offering good APR on savings account (BISCUIT) Reviewed on: 16th January 2026

Great card and great customer service

Great card and great customer service Reviewed on: 16th January 2026

Zopa is a excellent credit card.

Zopa is a excellent credit card. Reviewed on: 16th January 2026

Great service, trusted and quick

Great service, trusted and quick Reviewed on: 16th January 2026

Easiest banking app to use.

Easy to use app and you can do everything on it, so simple Reviewed on: 16th January 2026

Thank you for taking a chance with me it’s much app...

Thank you for taking a chance with me it’s much appreciated and easy to contact if I have any difficulties Reviewed on: 16th January 2026

So simple no hassle very please with my Zopa card

So simple no hassle very please with my Zopa card Reviewed on: 16th January 2026

Helped my credit rating easy to apply online

Helped my credit rating easy to apply online Reviewed on: 16th January 2026

Seamless service and easy navigation on the app

Seamless service and easy navigation on the app Reviewed on: 16th January 2026

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