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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41830 reviews)

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4.93

Based on 41,830 reviews, last reviewed 16th Jan 2026

76650% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa review Zopa Credit delivers an outstanding experience from start to finish, with service that feels both personal and efficient. The customer support team is... Read more Reviewed on: 16th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41830)

Review of the Zopa, Credit card:

Track your spend

Great as you have the opportunity to build your credit Reviewed on: 11th April 2023

Satisfied customer

Great company ans app really easy to use Reviewed on: 16th January 2026

Amazing provider

Zopa is the best, easy to use and very straightforward Reviewed on: 16th January 2026

The card and the backing to suit all you need.

As a person who as had financial struggles in the past Zopa as given me a way back to financial stability. All round great product Reviewed on: 16th January 2026

They treat you as an individual and not just a number.

They treat you as an individual and not just a number. Reviewed on: 16th January 2026

are the only one that would look on us and give...

You are the only one that would look on us and give us a card with a poor credit rating we only wanted one for emergencies thank you. We wanted a bit of security with our money we had already been scammed and we are in our 70 s . Reviewed on: 16th January 2026

Easy from application to finish,a very smooth experi...

Easy from application to finish,a very smooth experience Reviewed on: 16th January 2026

I have had no issues with Zopa.

I have had no issues with Zopa. I believe they are one of the best credit cards I have Reviewed on: 16th January 2026

Helpful credit card.

Helpful credit card. Easy to use app. Friendly use Reviewed on: 16th January 2026

Excellent service

Great to deal with and easy to use. Reviewed on: 16th January 2026

I found Zopa card perfect for my use

I found Zopa card perfect for my use Reviewed on: 16th January 2026

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