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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43288 reviews)

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4.94

Based on 43,288 reviews, last reviewed 8th Mar 2026

146050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great customer service. Great customer service. Easy to use. App great to use. Excellent service received Reviewed on: 8th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43288)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy application and well informed.

My application for the Zopa credit card was simple and with an initial balance of £500 was a very helpful addition to my wallet. I didn’t have long to wait for a balance increase and I am happy with where I am at present. The interest rate was initially lower than expected, but that is being increased shortly. In all I believe the Zopa credit card is one of the best on the market and would recommend it to anyone. Reviewed on: 6th March 2026

Excellent

Very good easy helpful use app good easy to use Reviewed on: 6th March 2026

I was starting over to build my credit and Zopa gave...

I was starting over to build my credit and Zopa gave me the opportunity to do that. I am very happy with them. Reviewed on: 6th March 2026

Zopa gave me a chance where many others refused.

Zopa gave me a chance where many others refused. Zopa gave me all the tools to enable me to rebuild myself after poor decisions when I was younger which meant I had awful credit history. Reviewed on: 6th March 2026

Great company and well designed App.

Great company and well designed App. Easy to use and manage the credit card. Reviewed on: 6th March 2026

Great app

Good service excellent communication snd and easy to use app Reviewed on: 6th March 2026

The application process was simple and quick.

The application process was simple and quick. Everything was very transparent. Reviewed on: 6th March 2026

Very efficient and helpful service and hopefully I’l...

Very efficient and helpful service and hopefully I’ll be able to get my credit score up Reviewed on: 6th March 2026

Zopa is the best credit card ever I have so...

Zopa is the best credit card ever I have so far Reviewed on: 6th March 2026

I had poor credit and I applied for Zopa credit card...

I had poor credit and I applied for Zopa credit card got expired and my credit score was poor now it's up because Zopa believe in me a big thank you Reviewed on: 6th March 2026

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