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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to apply and easy app to use

I have had no trouble since I got my card the process was quick and easy and I could understand everything they were asking. The app is very easy to use with them offering more services that are easy to access Reviewed on: 17th January 2025

They offer a great savings rate.

They offer a great savings rate. I moved my savings to dopa Reviewed on: 17th January 2025

Easy to apply, easy to use.

Easy to apply, easy to use. Highly recommend to anyone, have already done so with family Reviewed on: 17th January 2025

Always handy and very helpful many places

Always handy when I have IN that time i haven't got any credit card it's good Reviewed on: 17th January 2025

Very happy with Zopa credit card

Very happy with Zopa credit card Reviewed on: 17th January 2025

Great company throughout.

Great company throughout. Very reasonable interest rates. Reviewed on: 17th January 2025

Great service, well run app.

Great service, well run app. Easy and simple to use Reviewed on: 17th January 2025

I haven't been with Zopa for long g but I find it to...

I haven't been with Zopa for long g but I find it to br a very reliable company and their customer service is second to none and I would not hesitate to let people know what an excellent company they are Reviewed on: 17th January 2025

Excellent company for keeping your finances in check...

Excellent company for keeping your finances in check and being honest with you. Reviewed on: 17th January 2025

I am very happy with the service.

I am very happy with the service. Reviewed on: 17th January 2025

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