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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great Credit Card

Very simple to use app, clean and clear. The communication is spot on and it makes it very easy to keep up with spending and repayments Reviewed on: 16th January 2025

It’s a new easy to use app.

It’s a new easy to use app. Very user friendly and quick to deliver Reviewed on: 16th January 2025

Easy to use online account

Easy to use online account. Helpful customer service. Great card for me as my credit rating not great. Highly recommend:) Reviewed on: 16th January 2025

A very good provider , very happy about the products

A very good provider , very happy about the products Reviewed on: 16th January 2025

The customer experience with Zopa is exceptionally g...

The customer experience with Zopa is exceptionally good and value for money. Their disbursement of funds is timely. Reviewed on: 16th January 2025

good customer service easy to apply

good customer service easy to apply Reviewed on: 16th January 2025

Just easy not complicated.

Just easy not complicated. Good interest rates accepted everywhere. App easy to navigate Reviewed on: 16th January 2025

Really accessible easy to use app.

Really accessible easy to use app. Reviewed on: 16th January 2025

Excellent company couldn't ask for anything else

Excellent company couldn't ask for anything else Reviewed on: 16th January 2025

Great for people with low credit score

Great for people with low credit score Reviewed on: 16th January 2025

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